Cigna Urgent Care

Like all medical costs continue to rise at double-digit annual medical expenses for people in the account-based health plans, consumer-driven (HRCP) has decreased by 26% over four years, while levels of care for preventive medicine, chronic disease management and evidence-based treatments were higher than their counterparts in traditional PPO and HMO health plans, according to a new multi-year study of health care claims of customers CIGNA 655,000.

The fourth annual CIGNA Choice of education and experience of the Fund is the latest evidence that more than any proposal for health reform on the table, these innovative plans free market have been consistently proven to deliver real quality , accessible health coverage at costs much lower.

"Empirical evidence on the inside and it is undeniable: when health plans to provide incentives for people to be engaged, the quality of health care costs rising and falling," said CIGNA Chairman and Chief Operating Officer David M. Cordani. "CIGNA study shows that the incentives offered by consumer-driven plans - such as lower premiums, freedom of choice and the ability to save health - translate into an improvement immediate and sustained quality of health care and reduce costs. "

The main conclusions of the fourth annual survey of CIGNA Choice Fund experience include:

An immediate and sustainable cost savings: HRCP medical costs were 14% less than traditional systems the first year, cumulative savings rise to 19% second year, third year 23% and 26% the fourth year.

Higher levels of care: People with CIGNA Choice Fund received recommended care in compliance rates that were similar or superior to those covered by traditional health plans Cigna. Key indicators such as the use of preventive care, evidence-based care and participation in disease management program were among those in measurably better than those of HRCP CIGNA's PPO and HMO.

Less cost for those suffering from chronic disease: medical cost trend was much less for customers CIGNA Choice Fund hypertension (less than 27%), joint disease (21% less), and diabetes (15% less), than for individuals with either of these diseases in traditional health plans CIGNA. According to data from the study, these cost savings have been achieved without sacrificing care.

According to Cordani, if the share of Americans enrolled in HRCP increased from current 18% to 50%, and the results of the study were applied CIGNA, the U.S. could reach $ 350 billion dollars in savings over 10 years.

Chris Policinski, president and CEO of Land O'Lakes, Inc., said: "Providing health plans consumers have resulted in Land O'Lakes employees helping to keep health care costs in check while maintaining or improving the quality of care. For Land O'Lakes, this approachsupports our commitment to employees, while simultaneously ensuring compliance we remain very profitable. "

Client: The commitment is the key

A major national agricultural cooperative, Land O'Lakes, Inc., offers both CIGNA Choice Fund HRCP and traditional health plans. The Company confirms that its employees are increasingly choosing to register for the HRCP cost reduction - with eight of the 10 employees who choose HRCP more traditional managed care plans.

"Since 1 January 2007, when our first HRCP has been offered, our company and employees have saved over $ 10 million cost of health plans," said Land O'Lakes Director of Benefits and Resources Operations Human Pamela Grove. "From 2006 to 2007, our trend of health care has decreased by 13% to 5% negative - a decrease of 18% yoy. Our people make smart choices: to increase their use of preventive care and Online CIGNA nurse 24 hours, and opting to use the facilities less costly emergency care or convenience care clinics instead.