Tips for saving money pregnancy Did you know that you can start saving money before the baby arrives the same? Read our tips and start saving today!
1. Here are some thoughts, did you know the sex of your baby announcement to friends and family makes you ready to receive tons of clothes for baby blue or pink. Would not you rather get more useful items for your baby shower? If you keep a secret, do not let someone know you're a boy or a girl.
2. Open a savings account as soon as you can and start earning interest on your money. This extra money could come in handy when you stop working. Also look at the CDs and other interest earning investments.
3. Buy maternity clothes and baby supplies at discount retailers, from Batch (hand) shops and sites online resale (such as eBay or Craig's List).
4. Make sure to review your health insurance plan and review exactly what your insurance plan and will not pay for. Learn About: Testing hospitalization, anesthesia or other medications used during labor and delivery, and procedures, cover well-baby, sick baby blanket (neonatal intensive care costs), doctor visits (both your doctor and your baby's doctor) vs private room shared room, prescriptions, alternative therapies (such as chiropractic and massage therapy), coverage of circumcision (if you choose ), and coverage of banking cord blood. Also, see if your insurance covers short-term disability.
5. disability leave for maternity is a component of short-term disability insurance. If your health care provider thinks you are unable to work due to pregnancy or postpartum complications, disability leave, motherhood can provide 50% or more of your base salary (depending on your supplier insurance and employer). This option may not be accessible to all, but it's worth checking into.
Posted on March 31, 2010.